– Fannie Mae will buy mortgages from your lender with a down payment down to 5% (a gift down payment is now ok, thanks to a recent underwriting rule change from Fannie Mae and from Freddie Mac, under Freddie’s HomePossible program).. you can finance a 2-4 unit investment property for 25% down.

Questions answered about Fannie Mae homes for sale and HomePath.mp4 Homepath 10% Down Investor Purchase No-Brainer! Newest Posts . Newest Posts. I think about it this way, for every new investment property I acquire under my criteria that is one more day per month for the rest of my life that I don’t have to work!. 2-4 unit buildings require a larger down payment. Homepath Down Payments at Fannie Log in.

The average down payment in dollars for fha purchase loans originated in the first quarter was $7,609 while the average down payment for conventional loans backed by Fannie Mae and Freddie. U.S.

Down Payment Requirements For Investment Property 5 Down payment conventional loan conventional loans have Private Mortgage Insurance (PMI) until the LTV is <78%, while FHA loans have Mortgage Insurance Premiums (MIP) for the life of the loan, regardless of LTV. When I purchased my primary residence, I got a similar loan; mine was a conventional loan with 5% down payment, and I chose the Lender Paid Mortgage Insurance (LPMI.