· They’re More Attainable, But Are FHA Loans A Good Idea? Choncé Maddox. Written by.. it would make a lot more sense to take an FHA or conventional mortgage, pay mortgage insurance, AND pay $350-$450 in HOA fees all for around $1,300 then to continue to rent until I can save a 10%-20% down payment.. Compare Now >> Calculators. Mortgage.

Ideal for borrowers who are looking to apply for a mortgage and manage the process through online tools, whether buying or refinancing. Guaranteed Rate offers FHA, VA and USDA loans. for example,

To decide whether an FHA or conventional loan is better, compare the numbers, says Michael Moskowitz, Equity Now’s president. Your mortgage broker or loan officer should be able to give you a detailed.

Ideal for homeowners who are looking to refinance into conventional, FHA or VA mortgages. Pros Provides “no-hassle mortgage comparison” for refinance customers. May consider alternative credit data.