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A mortgage lender is a financial institution, similar to a bank, that originates and funds loans in their own name. Unlike banks and credit unions, mortgage lenders exist for the sole purpose of.

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A home mortgage is a long-term decision, so it’s important to choose a trusted company that offers a financially feasible option. When choosing our top picks for mortgage companies, we looked at.

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Mortgage lenders: These are companies that lend money to a borrower to purchase a home and set the terms of the mortgage, including interest rates, term, conditions, repayment schedule and lending.