Calculate Mortgage Based On Income 1. Calculate your maximum monthly PITI payment. The general rule, according to the Investopedia website, is that PITI should be no more than 28 percent of your monthly income, though some lenders.

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Pro Source Home Buyers is owned and operated by Patrick Martin. Pro Source Home Buyers is a reputable house buying company based out of Knoxville, TN. Since the beginning, the focus has been on helping people by providing excellent service while selling their home fast. This opens up a lot of options for people that have felt stuck and unsure of what to do or who to turn to.

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How Much House Can I Afford After Taxes  · For example, if you earn $40,000 a year and your wife earns $50,000 a year, your household income is $90,000 and you can afford a home that costs up to $360,000. This is a quick way of calculating how much you can afford, but the main problem with this rule is that it doesn’t take into account your other debts.

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